So, you just got engaged and you're new to the credit card game. Instead of planning the date & details, how about first seeking out more information about credit card bonuses and offers. The goal of this blog was not only to give you ideas about your wedding, but also how to get a free vacation from it.
First, discuss with your future spouse how comfortable you are signing up for various cards (separately). If your future spouse is uncomfortable, this will minimize your opportunity. I say separately because you can maximize sign ups but having each person sign up for a credit card.
Second, check your credit scores via Credit Karma and Credit Sesame*. Ideally, we want to have excellent credit scores, that will allow you to easily apply & be approved for various credit cards with large credit limits. Checking and knowing your scores will also let you know how to improve your credit. Lastly, these websites do not do a hard pull on your credit (your score will not be affected) by signing up.
Third, figure out what your main expenditures will be for the next few months and whether it makes sense to have various types of credit cards/will you be able to meet minimum spends. Throughout the year, many credit cards offer bonuses for sign up. Does it make sense for you to wait for this (it's not announced in advanced, neither does it occur at the same time every year)?
Fourth, figure out what your goal is. Where do you want to go?
Happy dreaming. :)
*Please note that Voyaging Doc does receive a commission from your applications through some or all of the links in this blog. Any personal information you provide in your applications are not shared with us. These blogs are a hobby of ours and generating commission is not a primary motivation for writing these posts. We gladly finance the expenses related to the maintenance of these blogs and do not expect your patronage. However, we do appreciate any support you give to us.
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